Module 8: Risk Management 09 (Coalitions)

2 min read

Reduce risk by handling problems associated with collisions

To reduce risk, always obey all traffic laws and observe all signs, signs, and markings. Do not engage in distracting activities while driving. Always make good decisions that help reduce risk and avoid collisions. Obey speed limits and always wear your seat belt when the vehicle is in motion.

In a crash, the driver’s responsibilities are as follows:

  • • Stop as close to the scene as possible and remain there until you have helped any injured person and have identified yourself. If possible, move your vehicle away from the line of traffic. Help anyone who is injured. You must provide assistance to anyone injured in the accident.
  • • Depending on the extent of the injury, such assistance can be achieved by calling an ambulance in most cases. Normally you should not try to move a person who is unconscious or seriously injured.
  • • Call the police and identify yourself. Drivers involved in accidents must provide their names, addresses, registration number of the vehicle they are driving, and if requested their driver’s license number to the other person involved in the accident.
  • • If no one is in a position to receive the report and there is no police officer present, you should, as soon as possible, report this information to your nearest police department.
  • • Provide your insurance information. You must also provide the name and address of your insurance company, the name and address of the local agent or local office, and the policy number or other identifying number.
  • • Leave a written notice. If an unattended vehicle or other property is damaged, an attempt should be made to locate the owner. If the owner cannot be located, a written notice providing the identifying information listed above must be left on the damaged vehicle or property in a safe and conspicuous location. Any motor vehicle accident in which you are involved should be reported to your insurance company.